Research on the Problems and Countermeasures of Internet Financial Supervision in China
我国互联网金融监管问题及对策研究

摘要

互联网金融是把网络技术和传统的金融管理方式有机地融合在一起，以其本身的优势为用户提供便捷、快捷、低成本的金融产品。互联网金融是新兴的一种新兴的经济形态，它的兴起给整个国家和整个国际的金融业带来了一股全新的活力。互联网金融在快速发展的同时，也存在着许多问题。网络金融监管缺乏，法律定位不清晰等问题越来越突出。所以，在目前的形势下，如何迅速地构建起一套行之有效的网络金融监督机制，以维护网络银行的正常运行，是当前迫切需要研究的问题。

Abstract

Internet Finance organically integrates network technology and traditional financial management methods, and provides users with convenient, fast and low-cost financial products with its own advantages. Internet finance is an emerging economic form. Its rise has brought a brand-new vitality to the entire national and international financial industry. With the rapid development of Internet finance, there are also many problems. The lack of network financial supervision and unclear legal positioning are becoming more and more prominent. Therefore, under the current situation, how to quickly build an effective network financial supervision mechanism to maintain the normal operation of the network bank is an urgent problem to be studied.